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Selecting the Right Condo Coverage

If you live in a condominium or co-operative apartment, then you have specialized needs when it comes to home insurance. Your condo association or co-op organization may maintain a master policy on your property units, but you need to insure your personal belongings and even parts of your dwelling, and protect yourself in case of unforeseen contingencies.

The National General Insurance Homeowners Program* provides Condo Insurance designed to protect your prized possessions, to protect you against personal liability and provide assistance covering living expenses should your condo unit or co-op apartment become damaged or unlivable. And we offer extensive coverage options for you to choose from, so you can customize your policy to meet your specific needs.

Selecting the best condo insurance coverages taking into account:

  • Your type of condo
  • Its safety and security features
  • Structural features you may have added
  • Your condo’s cost to rebuild
  • Your personal finances

Where to start when selecting condo coverages?

The best way to start is with a condo insurance expert. The National General Insurance Homeowners Program* features the resources to help you make the insurance coverage selections that are right for you.

And remember, since your situation changes over the years as you remodel and increase the value of your condo, the right amount of coverage for you will change over time. So, be sure to evaluate your coverage needs on a regular basis.

To learn more, call 1-888-745-2507 or contact a local agent.

More questions?

See our Home Insurance FAQs.


*Insurance Policies purchased through the National General Insurance Homeowners Program are underwritten by select providers of homeowners, renters, condo, and other specialty insurance. Underwriting partners and coverage options vary by state and type of policy.

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