Real RV protection at the right price.
Text Size: A  A  A

Affordable RV Coverages from National General Insurance

"Where the rubber meets the road" is never so true as it is when you have a mishap with your vehicle. The bottom line is – are you adequately protected if the unexpected happens? 

National General Insurance understands that you need coverages to protect your RV investment as well as to protect you and your family in case of theft, accident, breakdown or other loss.

That’s why we have all the coverages you need for most recreational vehicles, including motorhomes, fifth wheels, mounted truck campers and more.

At National General Insurance, we offer coverages designed specifically for the RV lifestyle, including:

  • Storage Option – Save money by suspending the coverage you don’t need during the months your RV is not on the road. You’ll still be fully protected against threats like fire, storms, wind and theft. Just six months of this exclusive Storage Option could save you up to $400!

  • Optional Full Replacement Cost Coverage – We give you a comparable new RV if yours is totaled or stolen.1 This protects you from depreciation — you could save thousands.

  • Personal belongings coverage for full replacement cost up to $3,000 – From laptops and linens to attachments and accessories, your belongings are automatically insured for what you paid — not a depreciated amount. You can add more coverage if you need it.

  • Permanent Attachments Coverage – We automatically insure permanent attachments for the full amount it would cost to replace them — not a depreciated amount.

  • RVs and autos on one convenient policy – Earn a multi-vehicle discount of up to 20% for insuring your RV and autos with us. And if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not both!

  • Full-Timer Coverage – For RVers who live in their RV full-time, we offer specialty coverage with their specific needs in mind.

Plus, we're so committed to delivering exceptional service that if you aren't satisfied with our claims service we'll waive up to $250 of your deductible.2

Of course we offer the insurance coverages your state may require, including:

And with National General Insurance you enjoy our SmartDiscounts® and SmartServices,® including Guaranteed Claims Service Satisfaction – if you’re not fully satisfied with our claims service, we’ll waive your deductible up to $250.2


1 If your RV is totaled or stolen (and not recovered) in its first five model years it will be replaced with a comparable new RV, even if you’re not the original owner. After the first five model years, you will receive your full original purchase price — not a depreciated amount — toward the purchase of the replacement RV. Replacement Cost Coverage must be purchased during the RV’s model year or within the following four years.

2 Not available in TX.

Eligibility, benefits, discounts and coverages may vary

Underwritten by these member companies of the National General Insurance Group, Winston-Salem, NC: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co., National General Ins. Co., National General Assur. Co., MIC General Ins. Corp. and National General Insurance Online, Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with National General Ins. Some features may not be available.

Underwritten by National General Ins. Co. in TX and National General Assur. Co. in WA. Coverage purchased through agencies is underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co.; and in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co.

RVs with an original cost new of $500,000 or more will be insured only if all autos in household are also insured with National General Ins. Underwriting approval required.

Did You Know?

Never paint your RV propane tank a dark color. It's a matter of safety.  Learn why.

You're better off with specialized RV insurance that includes personal belongings coverage.   Learn why.

If you're a full-time RVer and live in your recreational vehicle, you need coverages similar to Homeowners.  Learn more.

 

Multi-Vehicle Discount

Multiple vehicles? Then we can multiply your savings!

Learn More

SmartValet

Get a rental car delivered to you anywhere, even the scene of the accident.

Learn More
 
My Policy

My Policy

Login or Register for online access



Get A Quote

It's free. And it only takes a few minutes.

Get Saved Quotes »

or call 1-800-462-2123
Find an Agent