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Homeowners Insurance Coverages

One size fits all just doesn't make sense when it comes to choosing homeowners insurance coverages. That's why the National General Insurance Homeowners Program* offers affordable homeowners insurance designed to protect your residence, your personal belongings and your bank account.

You'll also get peace of mind when it comes to personal liability. A guest who is injured on your premises may incur expenses that are your financial responsibility. The product is designed with that in mind.

Enjoy extensive homeowners insurance coverage options including:

  • Dwelling Coverage – protection to repair or replace your residence in the event of a covered loss.
  • Personal Property Coverage – protection for your personal property or possessions.
  • Structure Coverage – protection for structures in addition to your primary dwelling (such as storage sheds and pools).
  • Loss of Use Coverage – reimburses you for expenses you incur when you lose the use of your home after a covered loss. 
  • Medical Expense Coverage – coverage of medical expenses to others as a result of bodily injury up to a certain limit.
  • Liability Exposures Coverage – coverage for bodily injury or property damage caused to another person.
  • Additional Coverages – are available to protect property such as personal computer equipment, business property, jewelry, bicycles, cameras, etc. Coverage for collectibles, including musical instruments and cameras, may be specifically scheduled.

Ready to get started?

It's easy. Call 1-888-745-2507 for your free, no-obligation rate quote.

Did You Know?

Lower your home insurance costs while raising your level of peace of mind.  Learn more.

Smart homeowners know that periodic review to your home insurance policy assures you the best coverage.  Learn more.

Homeowners Insurance is designed to protect your dwelling, your personal belongings, other structures on your property and your personal assets.  Learn how.


RV Insurance

RVs are special. Get specialized insurance from the RV insurance experts at National General Insurance.

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Motorcycle Insurance

Serious riders get serious savings with our motorcycle discounts.

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or call 1-888-745-2507