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Motorcycle Insurance Features and Benefits

What do you get when you protect your touring bike, performance bike, cruiser or ATV with National General Insurance? Exceptional coverage, smart savings and the peace of mind that comes from selecting an insurance company that understands the motorcycle lifestyle.

Our features and benefits are designed to provide the serious protection you really need, at great rates:

  • Coverage for most types of motorcycles – we also insure ATVs and golf carts.
  • Coverage of up to $2,000 for custom accessories and safety apparel – provided at no extra cost! (Higher limits available.)
  • Safe-rider and multi-cycle discounts available.
  • Medical coverage – available with no deductible!
  • Add-on Equipment Coverage up to $20,000 – optional coverage for all the extras you’ve invested in.
  • Roadside Assistance – as long as you have Comprehensive and Collision coverages, our optional roadside assistance in the event of accident or covered loss won’t leave you stranded. You’ll get up to $400 per occurrence (up to $100/day for lodging, up to $50/day for transportation), $300 lost deposit coverage, and whatever alternate transportation you choose – another motorcycle or a car. Roadside Assistance benefit also includes an unprecedented $300 allowance for towing - to the nearest qualified repair facility. Because for a bike like yours, just “any” garage won’t do.
  • Guaranteed claims service satisfaction or we’ll waive your deductible — up to $250!1
  • 24-hour claims reporting – With most minor claims paid within 48 hours, and minor claims handled right over the phone.
  • Convenient payment options to fit any budget.

Any questions? Our dedicated team of Customer Care representatives are available to take your call.


1 Not available in TX.

Eligibility, benefits, discounts and coverages may vary.

Underwritten by these member companies of the National General Insurance Group, Winston-Salem, NC: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co., National General Ins. Co., National General Assur. Co., MIC General Ins. Corp. and National General Insurance Co. Online, Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with National General Insurance Some features may not be available.

Underwritten by National General Ins. Co. in TX and National General Assur. Co. in WA. Coverage purchased through agencies is underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co.; and in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co. Motorcycle coverage underwritten by Progressive County Mutual Ins. Co. in TX and National General Ins. Co. in WA.

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